The Floor Budget workbook — three sample pages fanned out showing two fill-in worksheets and the quick reference page. 23 pages, US Letter.

The Floor Budget — How to Budget When Your Income Changes Every Week

$11.99
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The Floor Budget workbook — three sample pages fanned out showing two fill-in worksheets and the quick reference page. 23 pages, US Letter.
  • The Floor Budget workbook — three sample pages fanned out showing two fill-in worksheets and the quick reference page. 23 pages, US Letter.
  • The Floor Budget — printable PDF workbook cover
  • The method on one page — the five gates every dollar passes through
  • Worksheet 1 — the twelve-month income log you use to find your Floor
  • Worksheet 3 — the weekly paycheck calculator
  • The Floor Budget workbook — three sample pages fanned out showing two fill-in worksheets and the quick reference page. 23 pages, US Letter.
  • The Floor Budget — printable PDF workbook cover
  • The method on one page — the five gates every dollar passes through
  • Worksheet 1 — the twelve-month income log you use to find your Floor
  • Worksheet 3 — the weekly paycheck calculator
The Floor Budget — How to Budget When Your Income Changes Every Week

The Floor Budget — How to Budget When Your Income Changes Every Week

$11.99

Every budgeting app asks you to enter your monthly income. Singular. As if there is just the one.

Meanwhile your last four weeks went $900, $1,400, $600, and one very good week you would rather not have to repeat on demand. So you type in an average, the app cheerfully tells you to spend 50% on needs, and you sit there thinking: 50% of which week? The good one, or the one where it rained for five days straight?

Nobody ever answers that question. This book does.

The idea is simple enough to explain at a red light. Stop budgeting the money you hope shows up, and start budgeting the money that always shows up. That number is your Floor. You pull it out of your own last twelve months, it is lower than you would like, and it is the first honest number you have had in a while. Everything above it stops being mystery money that evaporates by Thursday and becomes money with a job.

Not sure yet? Read five pages free — the cover, the whole method on one page, the first step, and one complete fill-in worksheet. No payment, no card.

What is inside

  • The seven-step system, one page per step, no filler
  • Eight fill-in worksheets that build on each other
  • The weekly paycheck formula — how to pay yourself a boring, predictable wage out of deeply unpredictable deposits
  • A tax set-aside method, plus the mileage deduction a shocking number of drivers never claim, with current 2026 IRS figures
  • Two protocols written in advance: what gets cut in a lean month, where the surplus goes in a good one — decided while you are calm, not at 11pm
  • A one-page quick reference that ends up holding every number you actually need

Who it is for

Gig drivers and delivery folks. Freelancers and contractors. Servers, bartenders, commission and seasonal workers. Anyone whose income is completely real and never once the same twice.

Format

Instant download after checkout. 23-page PDF, US Letter. Built to be printed and written on with an actual pen, and perfectly readable on a phone if you are the sort of person who fills things in at a gas station.

Refunds

Instant download, so all sales are final. That said — if the file will not open or it is not what was described, email us and we will fix it or refund you. We are not going to be weird about it.

Please note

This is an educational workbook, not financial or tax advice, and it is not personalized to your situation. Tax figures are current as of this edition and marked so you can check them yourself at IRS.gov.

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