{"title":"Money \u0026 Work","description":"\u003cp\u003eHandbooks for budgeting, self-employment, and getting paid when the work is your own. Built for people whose income does not arrive the same way twice.\u003c\/p\u003e","products":[{"product_id":"the-floor-budget","title":"The Floor Budget — How to Budget When Your Income Changes Every Week","description":"\u003cp\u003e\u003cstrong\u003eYou cannot budget a paycheck you cannot predict.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eIf your income changes every week — driving, delivering, freelancing, serving, commission, seasonal work — ordinary budgeting advice does not fit. It assumes the same amount arriving on the same day of every month. You are told to spend 50% of your income on needs, and the obvious question goes unanswered: 50% of \u003cem\u003ewhich\u003c\/em\u003e income, the good week or the bad one?\u003c\/p\u003e\n\u003cp\u003eThe Floor Budget answers it.\u003c\/p\u003e\n\u003cp\u003eIt is a 23-page workbook built on one move: stop budgeting the money you hope to make, and start budgeting the money you can count on. That number is your Floor. Everything above it becomes a bonus with a job already assigned to it.\u003c\/p\u003e\n\u003ch4\u003eWhat is inside\u003c\/h4\u003e\n\u003cul\u003e\n\u003cli\u003eThe seven-step system, one page per step\u003c\/li\u003e\n\u003cli\u003eEight fill-in worksheets that build on each other\u003c\/li\u003e\n\u003cli\u003eThe weekly paycheck formula that turns lumpy deposits into a steady wage\u003c\/li\u003e\n\u003cli\u003eA tax set-aside method, plus the mileage deduction most drivers never claim — with current 2026 IRS figures\u003c\/li\u003e\n\u003cli\u003eTwo written protocols: what you cut in a lean month, where surplus goes in a good one\u003c\/li\u003e\n\u003cli\u003eA one-page quick reference to hold all of your own numbers\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch4\u003eWho it is for\u003c\/h4\u003e\n\u003cp\u003eGig drivers and delivery workers. Freelancers and contractors. Servers and bartenders. Commission and seasonal workers. Anyone whose income is real but never the same twice.\u003c\/p\u003e\n\u003ch4\u003eFormat\u003c\/h4\u003e\n\u003cp\u003eInstant download after checkout. 23-page PDF, US Letter. Designed to be printed — the worksheets and trackers are made to be filled in by hand — and readable on a phone or tablet.\u003c\/p\u003e\n\u003ch4\u003eRefunds\u003c\/h4\u003e\n\u003cp\u003eBecause this is an instant download, all sales are final. If the file will not open or is not what was described, email us and we will fix it or refund you.\u003c\/p\u003e\n\u003ch4\u003ePlease note\u003c\/h4\u003e\n\u003cp\u003eThis is an educational workbook, not financial or tax advice, and it is not personalized to your situation. Tax figures cited are current as of this edition and are marked so you can verify them at IRS.gov.\u003c\/p\u003e","brand":"Handbook House","offers":[{"title":"Default Title","offer_id":50579683672296,"sku":"HH-FLOOR-001","price":19.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0812\/2181\/2456\/files\/1-product-cover.png?v=1790055974"}],"url":"https:\/\/handbookhouse.com\/collections\/money-work.oembed","provider":"Handbook House","version":"1.0","type":"link"}